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labor unit
The measurement in time that it takes to perform a task or
discipline.
laminate
To bond two or more materials together, the wear surface on a
countertop.
laminated beam
A wood structural member made by laminating several pieces of wood
together under pressure.
latent damages
Damages that are present but not visible, damage that occurred
later.
latex
A milky liquid from certain plants used as a backing on carpets.
light
Terminology used to categorize soot and smoke deposit, opposite of
heavy soot and smoke deposits.
like kind and quality
When destroyed materials and/or building components are no longer
available, the materials and/or building components specified should
be measured by substantially duplicating the destroyed materials
and/or building component with equal value.
From; Digest of Insurance Law
(Pennsylvania), Marshall, Dennehey, Warner, Coleman, & Goggin, and
the AM Best Company
Line of Site Rule
As referring to damaged building material conformity, and rules
could vary from state to state. For example: California laws state:
"When a loss requires the replacement of items and the replaced
items do not match in quality; color or size, the insurer shall
replace all items in the damaged area so as to conform to a
reasonably uniform appearance."
linoleum
A resilient flooring material made from cork and linseed oil.
lintel
A horizontal support usually angle iron used over a door or window
opening.
load
bearing
A wall, partition or pilaster that supports the structural load of a
building.
loss-mitigation
The scientific approach to emergency services, where post-loss
conditions are evaluated and systematically neutralized to reduce
latent damages before they produce irresolvable damages to building
components, contents and equipment.
© 2001, William Yobe.
lug
An electrical fastener used to secure a wire to a terminal strip or
box.
